Hypotheken
Al ruim 30 jaar ontzorgen wij onze klanten
We were recommended to Robert by our friends, and we're so glad that recommendation came at exactly the right time. Robert and John helped us at every single step of buying our first house in the Netherlands. They are true EXPERTS whom you can trust completely for guidance and support throughout your home-buying journey. We were so relieved to receive great advice exactly when we needed it, and the entire process was wonderfully smooth thanks to them. This review has been long overdue, but we wanted to make sure we properly recognized the outstanding work done by Robert and his team, and to convey our heartfelt thanks. Great job, team — highly recommended!
We recently completed the mortgage process for our first dream home in the Netherlands with the help of Robbert and John from Advies Centrum Hypotheken, and we couldn’t be happier with the experience. From start to finish, their service was truly top notch. They guided us through every step with professionalism, responsiveness, and clear communication. The entire process was handled smoothly and efficiently, making what could have been a stressful journey feel easy and well organized. The key handover was successful, and we are genuinely grateful for all the support, guidance, and coordination they provided throughout the process. We highly recommend Robbert and John from Advies Centrum Hypotheken to anyone looking for reliable and professional mortgage advisors in the Netherlands. Thank you again for helping us achieve this important milestone!
We had a great experience with Advies Centrum Hypotheken while buying our home in the Netherlands. The whole process went very smoothly from start to finish. They explained everything in great detail and made sure we understood every step, which gave us a lot of confidence. The team (Robbert and John) was very professional, responsive, and always available to answer our questions. Their guidance made what could have been a stressful process feel simple and well organized. We highly recommend Advies Centrum Hypotheken to anyone looking for clear, reliable, and professional mortgage advice.
Zeer deskundig en vakkundig, hebben ons al vaker geholpen met een hypotheek. Robbert en John reageren altijd goed op vragen en nemen de tijd om e.e.a. uit te leggen. Voor goed hypotheek advies en normale tarieven moet je hier zijn !!
I had an excellent experience with Advies Centrum Hypotheken when buying my home in Zwaag. Robbert and John were professional, knowledgeable, and incredibly supportive throughout the entire process. They took the time to explain everything clearly and were always quick to respond to my questions. As an expat, I really appreciated their personal approach and attention to detail. Thanks to Robbert and John, the mortgage process felt well organised and stress-free, and the purchase of my house went smoothly from start to finish. Highly recommended to anyone looking for reliable and honest mortgage advice in the Netherlands.
I had a very positive experience with Advies Centrum Hypotheken throughout the entire mortgage process for my apartment purchase in Dordrecht. Robbert and John were professional, responsive, and very supportive from start to finish. They took the time to explain every step clearly, answered all my questions patiently, and helped make a complicated process feel much more manageable and transparent. I especially appreciated their guidance with the mortgage application, documentation, insurance, and coordination with the notary. Communication was always quick and clear, and I felt well supported during the entire process. I would definitely recommend Advies Centrum Hypotheken to anyone looking for reliable and professional mortgage advice in the Netherlands. Thank you again for all your help!
Robbert is warm, great to work with and highly professional. Gives the best advice possible and helps till the end.
Despite the short notice from my side, Robert and John were able to sort all process timely and efficiently. They provided best advices and patiently guided us through all the steps for both mortgage and insurances. Great service and professionalism, highly recommended!
Robbert and team were true professionals, and truly on your side! They go the extra mile for their clients and they make sure you get the clarity that you need, as well as the most favorable mortgage based on your situation. As a bonus, Robbert is also a pleasure to work with, making financing less boring and definitively less stressful. I can highly recommend them!
Heel erg bedankt voor uw tijd en duidelijke uitleg. Uw advies heeft mij echt geholpen en ik waardeer uw professionele en vriendelijke aanpak enorm. Nogmaals dank!
Oh, it was amazing. Super helpful, friendly, guiding thru the proccess, doing way more than basic hypothek advisor service. Robbert and John helped us to get the mortgage and in general helped to buy a house. It was a pleasure to work with you, guys! Thank you!
Robbert de Vries and his team are true professionals who genuinely care about their clients. We are incredibly grateful for the help, attention, patience, and care we received. Communication was always prompt and clear. We also had the chance to compare Robbert’s service with other companies, which only confirmed his team’s high level of competence. I wholeheartedly recommend Robbert to friends and colleagues -he’s outstanding.
Robbert gave very good advise for my house purchase . As an expat understanding dutch mortagage process would have been really difficult .Robbert not only helped me to debunk the process but also gave prompt replies to my abrupt messages during whole process . He was thorough professional and in his own words he is GPS system for this process but steering is in our hands 🙂 , and he gave good suggeations about insurances as well. The speed of getting loan was superb and whole process very well explained . I would recommend Robbert to anyone out there.
Super goed geholpen, een iets ingewikkeldere klantcase maar Robbert en John hebben geleverd!
Hello Everyone, We are incredibly grateful to our mortgage advisor Robbert de Vries from Advies Centrum Hypotheken and his colleague John Kölker for their outstanding support throughout the entire mortgage process. From the very beginning, they were not only highly professional and knowledgeable, but also approachable, patient, and always available to answer our questions no matter how small it is. Their guidance at every step gave us clarity and confidence, and their proactive approach ensured that everything moved smoothly and efficiently. It truly felt like they were as invested in our success as we were. Thanks a lot to their dedication and expertise, we were able to secure our mortgage without stress or delays. We highly recommend their services to anyone looking for reliable, honest, and supportive mortgage advisors. Thanks, Kalpesh Patel & Family
Zeer tevreden. Deskundig, discreet en procatief. Absoluut een aanrader
Robbert & his team from Advies Centrum Hypotheken made the entire process of buying my new apartment in Rotterdam smooth and stress-free. His deep knowledge of mortgages and financial planning, combined with his patience and responsiveness, made a huge difference in my journey to becoming a homeowner in Rotterdam. He explained complex details in a way that was easy to understand, always kept my best interests in mind, and went above and beyond to ensure everything was handled perfectly. Truly outstanding service! Thanks to his support, I felt secure and well-informed throughout the process. I highly recommend Robbert & his team to anyone looking for a reliable financial advisor.
Robbert helped my wife and me find to find a nice hypotheek. Process was nice and swift.
We really appreciate the service. They were quick and precise in the process. I will definitely recommend.
Robbert and John were really helpful and made the entire process of getting a Mortgage and Insurancd for our first home very easy and seamless. They went above and beyond their scope of support and also helped us as expats in understanding and navigating the bidding process, the purchase agreement, technical inspection, life insurance, building insurance and such. They also facilitated with the banks and valuation report helping us get NHG and the best interest rates! Will definitely recommend them to all my friends and fellow expats who are planning to buy a house!
Very professional services and pleasant experience! Everything was very well planned and organized, and communication was supportive. The result is totally successful.
Robbert provided us with all the information needed to make an informed decision. Suggested options , explained all the differences in various mortgage options and answered all our questions promptly, he and John took care of everything right from arranging for technical inspection, valuation to suggesting insurances. Overall it was a very smooth process for us and with them in picture we didn't have to worry about anything.
Being an expat, purchasing a house came with many challenges. Robbert’s professionalism and expertise made the process seamless. From the initial introduction call to the successful completion of the transaction, his consistent guidance and support were instrumental in making this journey possible.
I was referred to Robbert from Advies Centrum Hypotheken by a friend, and I’m very glad I followed the recommendation. The service provided was highly professional and efficient throughout the entire process. Robbert has a strong reputation among makelaars in Amsterdam, which played a key role in helping me secure a house quickly. He explained every step clearly during our meetings, making the complex mortgage process easy to understand. All procedures—from loan application to final approval—were handled seamlessly. After the mortgage was finalized, Robbert and his team also took care of my insurance needs, ensuring everything was well-covered. Their advice on loan management, repayment strategies, and financial planning has been incredibly helpful. I truly appreciate the comprehensive support and would highly recommend Robbert and the whole team off Advies Centrum Hypotheken to anyone looking for expert mortgage guidance.
We had a great experience working with Robbert and John from Advies Centrum Hypotheken. They were super helpful, clear in their explanations, and really took the time to guide us through the mortgage process step by step. They were always quick to respond and genuinely cared about finding the best solution for us, despite our mortgage being one of the difficult ones. Highly recommend Advies Centrum Hypotheken if you're looking for someone reliable and approachable. Thanks Robbert and John!
I had a very positive experience with Robbert as my mortgage adviser. His welcoming nature, transparency, and clear instructions made the process smooth and stress-free. Very professional throughout. Special thanks to John from his team for excellent support with documentation and for clarifying the contract details. They also guided me in selecting the right insurance, which was extremely helpful. Overall, I’m very satisfied and would strongly recommend Robbert and his team — especially for expats who may have limited knowledge of the Dutch system.
I had a good experience with Robbert and John. Robbert helped me answer my mortgage questions and also some housing market related questions. The responses were on time and I would recommend.
Robbert has been our advisor for a few years now. He helped us with the purchase of our first home and now with the second as well. He has ensured that this process is as smooth as possible for us by giving us different options and also advising us well, and we really liked and appreciate it. You will not go wrong with him and I would definitely recommend him.
Robert was very knowledgeable and provided all the information we needed. He gave us time to understand everything thoroughly and offered valuable insights that helped us gain a clear picture. I would highly recommend Robert and Advies Centrum Hypotheken.
My husband and I are expats and wanted to buy a home. We knew nothing about how the process goes in the NL, we were recommended to Robert by a Makelaar and we had a lot of questions because we did not know what we were getting ourselves into. Robert explained in detail the process with timings which gave us a huge relieve because only until then we felt comfortable with with starting the process and it all went smooth without hiccups. From advising us what was our loan limit to applying for the loan and then even deciding which insurances we were going to take. Robert is the man, i don’t mind the cost because it gave me confidence when making such a big financial move like buying a house in a country where i do not speak the language. We even had a translator at the Notary. Working with Robert was a AAA+++ experience. Do not doubt it, don’t buy a house without Robert’s expertise. I am sure that Robert’s guidance throughout this process was of vital importance and one of the main reasons it went incredibly smooth. Robert we will be forever grateful for your services.
We were recommended by our colleague and it was worth it. Robbert helped us throughout the process and was prompt to respond to our queries. We were glad to have the services of Advies Centrum Hypotheken.
Professionele en vakkundige organisatie. Ben goed geholpen met de aankoop van me eerste woning.
I couldn’t imagine a better service than this… The chapter we opened newly with my family could only be such brilliant and the main driver for this feeling is absolutely the fantastic support, expertise and direction we have got from Advies Centrum Hypotheken. Robbert is a guru in this space, not only based on his extensive knowledge and experience but also admirable interpersonal skills enriched with calmness, tailor made advice sharing as well as time management. John is also a great support following up all process and issues step by step while being always accessible. From an uncertain journey to a warm house sitting in, these professionals will remain in our minds and hearts all the time. I truly hope this feedback helps those looking for an advisor to feel certain about their choice with Advies Centrum Hypotheken because with no doubt, anyone would have exactly same experience and gratitude if working with these guys. Hartelijk dank voor alles!
Vlotte en goede service, heel prettig geholpen bij de aankoop van een huis
Robbert has been an invaluable help throughout my home-buying journey. From providing expert financial advice to guiding me through the bidding process, he has been professional, knowledgeable, and highly reliable. His ability to set realistic expectations and offer practical solutions made the entire experience smooth and stress-free. As an expat, I especially appreciated his deep understanding of the unique challenges we face when purchasing property. His advice was always relevant, insightful, and tailored to my situation. In addition, John has been very helpful during day to day interactions and ensuring a clear communication with right updates. I highly recommend Robbert and John to anyone looking for a trusted financial advisor who genuinely prioritizes his clients’ best interests.
Very good service and I'm highly satisfied with the advised given to me. I'll highly recommend them as a great financial advisor.
We were provided financial advise and the entire process was handled perfectly. Robert de Vries was super helpful and even answered questions which did not relate to the hypotheekadvies. He was patient and ever understanding. I would recommend him to anyone and everyone.
Thank you so much Robbert de Vries for your exceptional guidance and support throughout the mortgage process. Your expertise, patience, and dedication made a potentially stressful experience smooth and straightforward. I truly appreciate your effort in helping me secure my mortgage and your commitment to finding the best solution for my needs. I couldn’t have done it without you.
Robbert de Vries is een deskundige adviseur die zaken voor elkaar krijgt als de tijd krap is. Ik heb een geweldige ervaring met hem gehad. Communicatie en informatie. En advies. Het is heel goed. Ik adviseer je als je een hypotheek wilt krijgen voor een huis 💯
Robbert de Vries is een deskundige adviseur die de zaken voor elkaar maakt als de tijd krap is en de hypotheek aanvraag complex is.
Everything went super smoothly and comfortable for my family. Thank you, Robbert and John!
I had a wonderful and comfortable experience working with Robbert De Vries and John kolker from "Advies Centrum Hypotheken" while purchasing our dream house. The entire process was smooth, from my initial call with Robbert to signing the deed for our new home. Robbert assisted us in determining the bidding value for the house by providing an estimated value for the area. He helped us arrange the mortgage by presenting different bank options and managing the documentation. Overall, it was a fantastic experience, and I highly recommend "Advies Centrum Hypotheken" to anyone in need of mortgage services.
Hypotheek afsluiten? Dat doe je bij ons
Het kopen van een nieuwe woning gaat vaak gepaard met veel spanning en enthousiasme. Of je nu al vaker een huis hebt gekocht of het voor het eerst doet: zo’n grote aankoop blijft bijzonder en spannend. Naast het vinden van de geschikte woning die aan zo veel mogelijk eisen voldoet, komen er nog veel meer vragen op je af. Waar sluit je een hypotheek af? Hoeveel hypotheek kan ik eigenlijk krijgen? Wij begrijpen als geen ander dat alles wat komt kijken bij het aanschaffen van een nieuwe woning erg overweldigend kan zijn. Gelukkig kunnen wij al een stukje zorgen van je wegnemen voordat je überhaupt een huis hebt gekocht. Zo maak je deze spannende tijd iets prettiger voor jezelf.
Wat maakt ons speciaal?
We hebben honderden klanten in Nederland en over de hele wereld (expats) geholpen in hypotheken, verzekeringen, investeringen en pensioenplannen. Dat doen we met veel plezier!
Gekwalificeerde
deskundigen
Snelle
reactie
Veilige
investeringen
Risicovrije
groei
Van oriëntatie tot onderhandeling
Er komt ontzettend veel op je af wanneer je overweegt om een huis aan te schaffen. Je begint met een eisenlijstje voor de toekomstige woning en het bezichtigen van huizen volgt al snel. Dat is vooral leuk: je ziet de mogelijkheden en kansen in een huis! Tegelijkertijd komen er allemaal vragen omhoog: dit kan de hele ervaring een stuk minder leuk maken. Wij kunnen je al vanaf een vroeg stadium in het aankoopproces begeleiden en ondersteunen en nemen zo jouw zorgen over de hypotheek of onderhandelen weg.
Bij Advies Centrum Hypotheken staat persoonlijke benadering en vertrouwen centraal. Wij hechten veel waarde aan een goede klantrelatie en werken hier hard voor. Jouw wensen bepalen hoe we te werk zullen gaan. Ons team brengt geen standaard advies uit, maar bekijkt jouw situatie en geeft aan de hand daarvan op maat gemaakt advies. Zo weet je zeker dat je het beste uit jouw situatie haalt.
Hoeveel hypotheek kan ik krijgen?
De brandende vraag van iedereen tijdens een huizenjacht: hoeveel hypotheek kan ik eigenlijk krijgen? Daar is niet zo snel een antwoord op te geven. Het bedrag van de hypotheek hangt namelijk van meer af dan alleen jouw inkomen. Hoeveel hypotheek je kan krijgen hangt af van meerdere factoren die de berekening in sommige gevallen ingewikkelder kunnen maken. Als onderdeel van onze hypotheekdiensten kijken wij naar de volgende factoren:
- Eigen financiële ruimte;
- Bijkomende eenmalige en doorlopende kosten;
- Jouw (financiële) toekomstplannen;
Aan de hand van deze factoren zullen wij samen met jou bekijken welke hypotheek het beste bij jou past. Hierbij houden we uiteraard ook rekening met eventuele uitzonderlijke specifieke factoren die jouw hypotheekberekening uniek of ingewikkeld maken.
Het mooiste van mijn werk is dat ik mensen echt vooruit help dat merk ik door de waardering die ik krijg van klanten. Daar haal ik enorm veel voldoening uit.
Wij zijn niet je typische verzekerings- en hypotheekmaatschappij
We nemen graag de tijd voor je.
Welke huizen kan ik kopen met mijn hypotheek?
Welke huizen je kan kopen met een hypotheek hangt af van veel meer dan alleen het hypotheekbedrag. Onze adviseurs bekijken samen met jou, aan de hand van jouw financiële mogelijkheden en onze kennis, welke creatieve mogelijkheden er zijn om datgeen wat onhaalbaar lijkt toch te realiseren. Er is vaak meer mogelijk dan je denkt.
Hoe wij jou helpen tijdens het vinden van de juiste woning
Op basis van een financiële inventarisatie, jouw wensen en eisen geven wij een advies uit. Hierdoor weet jij waar je aan toe bent en wat je kan verwachten tijdens het aanschaffen van een huis. Zo kan jij genieten van het proces en alles wat op je afkomt, in plaats van je alleen maar zorgen maken en verdiepen in ingewikkelde onderwerpen.
Daarbij bereiden wij je voor op het onderhandelingsproces dat komt kijken bij het kopen van een huis. Wij maken de juiste prijs inzichtelijk en bepalen samen met jou jouw onderhandelingsruimte. Zo weet je welke prijzen acceptabel zijn en welke financiële ruimte je hebt. Hierdoor kan je zelfverzekerd de huizenmarkt op. Je weet welke prijzen acceptabel zijn en in hoeverre je daarmee jouw wooneisen en -wensen kunt realiseren. Ook weet je welke alternatieven er zijn om nog meer punten van jouw wensenlijstje af te vinken. Zo kan je opzoek naar de echte pareltjes van woningen.
Na het onderhandelingsproces moet er nog genoeg gebeuren voordat de contracten getekend kunnen worden. Gelukkig sta je ook voor die uitdagingen niet alleen. Wij begeleiden je indien gewenst tot de oplevering van de woning. Zo kan je altijd bouwen op onze kennis en expertise, wat het proces een stuk aangenamer maakt voor jou.
Veelgestelde vragen
Lees hier de veelgestelde vragen over hypotheken.
Hoe helpt Advies Centrum Hypotheken mij bij het regelen van een hypotheek?
Wij nemen uitgebreid de tijd om jouw persoonlijke en financiële situatie in kaart te brengen. Tijdens meerdere gesprekken bekijken we jouw wensen, mogelijkheden en risico’s. Zo ontvang je een hypotheekadvies dat volledig aansluit op jouw situatie, zonder verrassingen achteraf.
Waarom kiezen voor onafhankelijk hypotheekadvies?
Als onafhankelijke financiële dienstverlener vergelijken wij meerdere aanbieders en producten. Hierdoor krijg je altijd een oplossing die écht bij jou past – niet bij de belangen van een specifieke bank. Transparantie en maatwerk staan centraal in ons advies.
Helpen jullie ook expats of mensen die in het buitenland wonen of gewoond hebben?
Ja. We hebben honderden klanten in Nederland én expats over de hele wereld geholpen met hypotheken, verzekeringen, investeringen en pensioenplannen. We kennen de unieke uitdagingen van internationale situaties en adviseren je graag.
Wat maakt jullie aanpak anders dan andere hypotheekadviseurs?
Wij zijn geen standaard hypotheek- of verzekeringsmaatschappij. We nemen graag de tijd voor je, werken met korte lijntjes, denken verder dan alleen de cijfers en houden rekening met jouw totale financiële situatie. Ons doel: rust, duidelijkheid en zekerheid voor nu én later.
Kan ik bij jullie ook terecht voor verzekeringen naast mijn hypotheek?
Ja. Wij geven advies over zowel schadeverzekeringen als levensverzekeringen. Deze kunnen belangrijk zijn bij het afsluiten van een hypotheek en helpen je om financiële risico’s te beperken. We zorgen dat jouw verzekeringen goed aansluiten op jouw woon- en leefsituatie.
Hoe ziet het adviestraject er precies uit?
Tijdens het traject:
Inventariseren we jouw financiële positie
Bespreken we jouw wensen en toekomstplannen
Bekijken we risico’s en mogelijkheden
Vergelijken we hypotheekopties
Ontvangen je duidelijk advies op maat
Het advies stopt niet na één gesprek; we blijven betrokken om nieuwe risico’s of veranderingen tijdig te signaleren.
Waarom is het belangrijk dat mijn verzekeringen goed aansluiten op mijn hypotheek?
Een woning brengt financiële risico’s met zich mee. Verzekeringen zoals een opstal-, inboedel- of overlijdensrisicoverzekering kunnen verplicht zijn of sterk aanbevolen worden. Door je verzekeringen goed op orde te hebben voorkom je onverwachte kosten en ben je beter beschermd.
Tevreden klanten aan het woord
5-sterren service! Robert is een brok ervaring welke professioneel en kalm te werk gaat. Bij verhuizing uit het buiteland wist hij mij feilloos te adviseren. Bij een plotseling stijging van de hypotheekrentes wist Robert snel te handelen waarbij mij 2/10e procentpunt bespaard werd. Ik kan Robert en John bij iedereen aanraden!
Robbert was very detailed in the explanations we needed and if he did not had a solution immediately he was ready to go that extra mile to get a solution that is specific to your needs. He knows what he is talking and what he is doing. And if he promise you something he will get that done for you. We had a wonderful experience…